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Originally Posted by shuiend
(Post 1370338)
Do they only have one plan? No HDP with an HSA, and then you max out HSA to cover the deductible?
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Originally Posted by asmasm
(Post 1370341)
I'm self employed and have to buy my own coverage. For my family (spouse and one dependent) it is currently just over $700 a month for a bronze plan. Looks like next year is going to be substantially more. At this point it is tempting to manually set up a savings account and pay the penalty for not having insurance. The bronze coverage is so bad that if something awful did happen, we would still be screwed.
For mine I pay $673 and yesterday got the notice it's going up to $712. Not a bad plan coverage wise if I was ever to get ill enough to need it but with premium + deductible... For my wife I pay <$400 month. At least the insurance cost is a deduction "above the line". |
Where are the videos of Obama saying healthcare would be cheaper and you can keep the coverage you had? I swear, that guy's funnier than Chris Rock.
Mine just went up a little bit on the first of October. Our employer can't afford to match 401k contributions right now because he's trying to keep the healthcare costs in check. Give me some good news. |
Originally Posted by sixshooter
(Post 1370376)
Give me some good news.
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I won't know how much mine is going up until next month during re-enrollment. Or especially if I switch companies.
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Originally Posted by EO2K
(Post 1370307)
Does someone have a template for this? Because I really need to make one of these for our office. :facepalm:
It's stored on the work drive though. So i'll post it tomorrow. |
Originally Posted by z31maniac
(Post 1370385)
I won't know how much mine is going up until next month during re-enrollment. Or especially if I switch companies.
EDIT: On the other hand, I did just get a request to record a CEO address tomorrow morning... |
Amazon Prime finally screwed me. On the 25th I ordered 6 items I would really liked to have had before the weekend. All 6 items were Prime and they split it into 3 shipments. None of them are expected to arrive until Monday the 31st :cry:
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1 Attachment(s)
Originally Posted by EO2K
(Post 1370307)
Does someone have a template for this? Because I really need to make one of these for our office. :facepalm:
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I've never looked at my company health care because under 26 but I just took a look.
Looks like for me, spouse, family would be <$200 a month for full coverage, $3500 max, $1200 deductible. Just for me, $50 a month, $600 deductible. Bunch of stuff that is copay only, not from deductible. No fucking clue what any of this means... |
Originally Posted by Erat
(Post 1370414)
I may have just VPNd and found it. Let's see if this works.
Thank you sir! |
Originally Posted by EO2K
(Post 1370433)
YESSSSSS! I love downloading random .xls docs from the intertubes! :party:
Thank you sir! Be sure to share any emails and comments regarding the implementation of the coffee procedure. :likecat: |
Originally Posted by aidandj
(Post 1370427)
I've never looked at my company health care because under 26 but I just took a look.
Looks like for me, spouse, family would be <$200 a month for full coverage, $3500 max, $1200 deductible. Just for me, $50 a month, $600 deductible. Bunch of stuff that is copay only, not from deductible. No fucking clue what any of this means... |
Fingers crossed hailey's nursing job has badass insurance. I know my parents is pretty legit. No deductible, copay for everything.
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Once I did an apples to apples comparison it was going to be an $18k drop in (post-benefits, pre-tax) salary.
I called tonight and turned them down like a bedspread. They were willing to negotiate up another $8k, maybe $10k if I pushed it, but it still wouldn't be close. We parted ways amicably. Finishing my next certification middle of next month. |
Seriously Aidan, that's phenomenal insurance. I pay more than double that and it's much much worse insurance (much higher deductibles).
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Who knows if it will last. I really have never looked into it.
My mom works for the state and has unbelievable benefits, so I never even really worried about it. I also have a younger sister, so they are paying for "family" insurance anyways. My dad just had a knee replacement. $10 copay. |
I'm at $36/Mo with $1000 deductible for 80/20% $2500 maximum single insurance. I thought it sucked but I guess not. we'll see how bad it is when I renew on the 31st.
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Originally Posted by Erat
(Post 1370465)
I'm at $36/Mo with $1000 deductible for 80/20% $2500 maximum single insurance. I thought it sucked but I guess not. we'll see how bad it is when I renew on the 31st.
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Had to look mine up...
Single male, 39. $300 / mo with $800 deductible and $2,400 max out-of-pocket. Am currently seeing two docs and getting prescription muscle-relaxers, anti-inflammatories and intramuscular pain med injections after messing up my back a few weeks ago. Haven't paid a single penny for any of it, as I met my deductible and out-of-pocket during the emergency appendectomy incident earlier this year. Of course, I have utterly no idea what the true cost of all of this is, since it's abstracted under the guise of an employer-sponsored policy. Meaning I'm actually paying for all of it, I just have no idea what "all of it" actually is, as it comes out of the company's general ledger well prior to payroll. Which, of course, is the root cause of very nearly all that is wrong (fiscally) with the business of healthcare in the US today. But there's a different thread for that... |
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