If you're not putting money down they're gonna kill you on the interest because you're borrowing more than blue book.

 

All loans for used cars are rapage.

 

I'm going to get forcibly sodomized on the interest rate no matter what, but I am putting money down. Part of the reason I'm buying the car is to help develop credit, that way when I want to buy a house someday I'll have a good credit history.

 

I'd suggest finding a good bank to build a relationship and stay there. We have had 3 prior auto/motorcycle loans through a certain credit union. When we went to get a loan on an '04 Jetta diesel with no money down, they lent us the full amount without asking for proof of anything at a 4.5% rate. Not the best ever but it's not a newer car.

I'm not some old guy with amazing credit either, I'm 26.

Anyway, yes build your credit with that pretty white car. It really looks like a nice one!

 

Use a credit union if you can. Better interest rates on your money, as well as on loans.

 

Thanks, I was really impressed with it. Looks to be in better shape then cars half its age.

Thats what I'm doing, I have Navy Federal. I'm going to look into USAA as well, that way I could get my auto insurance and banking done at the same place.

 

USAA is awesome. Once you build up a relationship with then you'll get the best rates there. I'm a car salesman and people who finance through USAA are always very happy with them.

 

Only if you're too dumb to join a credit union. I'm paying 1.49% through Penfed right now on a 10 year old car.

 

The guy sold the white car out from under me. We agreed on a price, and a time for me to come and pick it up and pay the man, and I get an email saying its gone. ****.

 

what an ******* dude

 

Ahh that really sucks man. The search continues. Buy my car. Lol

 

Does anyone know of another turbo kit coming out in the next few years? I remember hearing about somebody looking at making a kit other then flyinmiata and begi, just cant remember who.

 

TSE, Track speed Engineering.

 

Any word on if it will be CARB legal or not? I'm guessing no.

 

They've got a thread around here somewhere on it. If you haven't found it by tomorrow or nobody posts it I'll dig it up. I feel like there was a CARB discussion but perhaps no. You said you have to go pre-2000?

 

Is this the thread your talking about? Ill have to give it a better read.
My options are to either get a pre 2000 car so I can legally turbocharge it in the state of CA, get a NB with a 6 speed and wait to turbocharge it until my enlistment is up and I go back home, or get a MSM. I'm wanting a nice MSM with low miles but the waiting is killing me and the closest one that would be in my price range if I sold my NA right now is 300 miles away, and I'd like to avoid going that far. There is one with 85K that is close, but this is a car I intend on keeping for a very long time, so I'd like to find one with closer to 40K on the clock.

 

Everyone with NavyFed I've met hates them. I've loved USAA for years. My last loan for my '99 was at 5% last year. No money down. Quick call to ask, approved for 110% of book, didn't use it all, went and got the car. Done.


I grew up in SoCal and I can say screw Cali smog laws. Did something change? Older than 12 yrs you can boost? Got a guy to pay under table?

 

The previous doctor that owned the building where my parents now have a motorcycle accessory shop is still being hunted by navyfed for a payment...

The people that keep calling are nothing but a bunch of ******** when we keep telling them this is a new business and he isnt here anymore... he owes $170 dollars for some fees and they actually asked us to pay to stop the calling... just as a suggestion...

 

Dude... there's a clean MSM within 300 miles that's in your price range and you're ruling it out? That's not even that far, especially in an MSM.

But it seems like maybe you've got some financing issues to work out. Have you decided you're going to take a destructive interest rate, or have you find a different/decent financial institution that will loan you money at a reasonable rate? I know you were looking for a cheaper car because of it, but where are you at now? Screwit I'm getting what I want? lol

 

Oh... and yes, that's the thread I'm talking about. Funny how it starts out with some noob asking the same retarded question: what's safe WHP on my stock bottom end? and it turns into the most informative TSE turbo kit thread.

Skimmed the first page. Looks like they're not pursuing CARB legal kits. Is it difficult to have someone pass it under the table? I had a Jetta VR6 with a bad secondary air pump so it had a CEL and failed emissions but pay the guy an extra $70 and good to go...